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Needle Free Diabetes Management Market To Witness Robust Growth In Coming Years

A number of factors, such as the rising incidence of diabetes, surging aging population, growing healthcare expenditure, growing awareness regarding the safety issues with needles, and development of advanced needle-free treatment devices, are projected to boost the needle-free diabetes management market progress at a CAGR of 17.8% during the forecast period (2017–2025). At this growth rate, the market is expected to reach $16,831.5 million by 2025 from $3,830.6 million in 2016.

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The primary factor improving the needle-free diabetes management market growth prospects is the increasing awareness regarding the safety issues related to needles. During insulin administration, a needlestick injury can lead to the transmission of blood-borne pathogens, which can lead to the occurrence of various infectious diseases amongst healthcare professionals and patients. As per the World Health Organization (WHO), around 16 billion injections are administered annually. However, all the syringes are not properly disposed of, which creates a huge demand for needle-free diabetes management devices.

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The type segment of the needle-free diabetes management market is categorized into treatment device (insulin pen & jet injector, insulin patch & pump, and insulin inhaler), diagnostic device, and artificial pancreas. Among these, the treatment device category held the largest market share in 2016, as these devices are widely used to infuse or administer insulin in diabetic patients. Whereas, the artificial pancreas category is projected to record the fastest growth during the forecast period owing to the fact that it functions similarly as a healthy pancreas to monitor the blood sugar levels automatically.

Thus, the rise in the awareness regarding the safety issues with needles and the technological advancements in needle-free diabetes management devices are expected to propel the growth of the market during the forecast period.

CanadaVOTES: NDP candidate Don Davies running in Vancouver Kingsway

Friday, September 26, 2008

On October 14, 2008, Canadians will be heading to the polls for the federal election. New Democratic Party candidate Don Davies is standing for election in the riding of Vancouver Kingsway.

A lawyer, he has spent the last 25 years fighting for human rights. A two-time student government representative, Davies was involved in the anti-apartheid, third world and peace movements. Admitted to the Alberta Bar in 1989, Davies and family moved to Vancouver in 1991, where he became the Director of Legal Resources for Teamsters Canada (Local 31), the next year. He is a long-time volunteer for children’s charity Variety, is Chair of the Parent Advisory Council at Mount Pleasant school, and a Director of the Meridian Cultural Society, among other things.

Wikinews contacted Don Davies, to talk about the issues facing Canadians, and what they and their party would do to address them. Wikinews is in the process of contacting every candidate, in every riding across the country, no matter their political stripe. All interviews are conducted over e-mail, and interviews are published unedited, allowing candidates to impart their full message to our readers, uninterrupted.

The riding is vacant, after Conservative Minister of International Trade David Emerson’s resignation. Emerson was elected in 2004 as a Liberal, serving as the Minister of Industry. Two weeks after re-election in 2006, he crossed the floor to join then-new Prime Minister Stephen Harper, who had won a minority government. Emerson was the first MP in Canadian history to cross the floor before a new government was sworn in. He has stepped down, after pressure from other parties.

Besides Davies, major party candidates include Liberal Wendy Yuan, Conservative Salomon Rayek, and Green Doug Warkentin. Also putting their hat in the ring are Matt Kadioglu (Libertarian), Kimball Cariou (Communist), and Donna Peterson (Marxist-Leninist).

For more information, visit the campaign’s official website, listed below.

This Saturday at 11 am, Davies will host NDP leader Jack Layton in the Commodore Ballroom at “rally4change”.

Retrieved from “https://en.wikinews.org/w/index.php?title=CanadaVOTES:_NDP_candidate_Don_Davies_running_in_Vancouver_Kingsway&oldid=735339”

UK energy companies announce that prices for bills could increase

Saturday, September 19, 2009

Six energy companies in the United Kingdom have announced that it is likely that the prices for energy bills could increase over the course of 2010.

The companies, which are nicknamed the “big six” in the United Kingdom, did not pass on information that there would be price cuts in energy bills despite increasing profits. However, the companies have in fact sent a message in response saying that the prices of bills may even increase over the course of the next year. Energy company watchdog the Office of Gas and Electricity Markets (Ofgem) have estimated that energy companies will make gross margins of £170 ($276) per dual fual customer over the course of the next twelve months, due to the recent fall in wholesale energy costs.

Ofgem have said: “Our analysis shows that based on an 18-month hedging strategy and assuming that retail prices remain unchanged, projected gross margin is set to increase by around £80 for dual fuel customers over the next six months.”

The “big six” energy companies in the United Kingdom are British Gas, E-on, Npower, Scottish and Southern Energy, Scottish Power, and EDF Energy. British Gas stated: “Prices [are] likely to remain at historically high levels, and in fact likely to increase as non-commodity costs rise ever upwards.”

EDF Energy said: “[We] would of course be prepared to reduce tariffs if market conditions allowed.” Scottish Power stated: “There are no immediate signals that would indicate a fall in retail prices for this winter, and risks of an increase next year.” Scottish & Southern Energy commented: “With forward annual wholesale prices significantly higher, and with upward pressures in terms of distribution, environmental and social costs, seeking to avoid an increase between now and the end of 2010 is an important goal.”

Meanwhile, a study by Consumer Focus in early September 2009 suggested that “energy companies were overcharging customers by £100 ($162) every year. A spokesperson for Ofgem said that there was no evidence of any cartel in operation, or evidence of profiteering. The spokesperson commented: “It is up to the companies themselves to decide whether to cut their bills. Consumer Focus data suggests that Scottish Power has increased dual fuel prices by the most since 2003 – up 148% – while decreasing prices by 0.6% so far this year. RWE’s Npower has increased tariffs by 132% since 2003, but has reduced bills by 2.7% in 2009.”

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Aarogya Herbal Tea For The Wholesome Goodness!}

Submitted by: Kairali P

In todays fast paced and continuously moving world, paying attention towards health is the number one goal and priority. To take a step closer towards achieving this goal, Kairali offers a completely ayurvedic herbal tea named Aarogya herbal tea. Tea is a part of ones daily routine and this organic tea insure that ones day starts on a healthy note.

What it is made with?

This herbal tea contains Madhurimis, Pippali, Sunthi, Nagakesara, Ela and Twak. The key ingredients of the organic tea are black pepper and ginger that bring in the health and goodness that this organic tea provides. Made from carefully chosen and handpicked natural ingredients, this ayurvedic tea is not only a healthy but a delicious alternative to regular tea.

The flavours are well balanced and cater to all tastes. Being rich in flavour, this organic herbal tea can be enjoyed at any time of the day and it can be easily incorporated in the daily routine. This ayurvedic herbal tea is a healthy and smart alternative to the caffeinated beverages, especially coffee and green tea, available in the market. This herbal tea has a unique blend of herbs, fruits and spices that makes it a delicious and healthy alternative to regular tea. These ingredients are combined in a fixed and perfected ratio to deliver the best natural and tasty beverage to the consumer. Kairali has successfully managed to make a perfect tasty morning beverage to kick start the day in healthy fashion.

[youtube]http://www.youtube.com/watch?v=F3OhcpK-UBc[/youtube]

This organic tea is as pure and natural as it can get. This constitutes the speciality of the herbal tea. This ayurvedic tea is caffeine free. Having absolutely no additives and preservatives makes this organic herbal tea completely healthy and enriching for the body. This ayurvedic herbal tea is a natural concoction that is loaded with vitamins and anti-oxidants. This is enriching for the body and keeps one fit and healthy.

This herbal tea acts as a purifier. It purifies the body of all chemical impurities. By doing so this organic tea provides a clean and fresh start. It marks the beginning of a healthier, happier and longer life. Being completely chemical free itself it has no side effects. All it does is provide enriching nutrients to the body, making it stronger and healthier.

How is it consumed?

Add half a teaspoon of Kairalis Aarogya herbal tea to three fourth cup of boiling water. One may add palm sugar and jaggery, if desired. It tastes best when taken warm and gives best results when consumed daily.

Benefits of Kairalis Aarogya herbal Tea

Aarogaya means free from disease and this is exactly what this herbal tea aims to do. It offers numerous health benefits. With the addition of this ayurvedic tea in ones life one is taking a conscious decision towards a healthier, happier and longer life. The natural origin of this Organic Herbal Tea delivers various benefits to the consumers.

Helps in improving digestion: Being low in tannin, this ayurvedic tea increases the rate of metabolism of the body making digestion easy and proper. Consumption of this herbal tea also results in an increase in the rate of absorption of iron and protein in the body.

Source of anti-oxidants: This Organic tea is rich in anti-oxidants which offer various health benefits to the body.

Lowers Cholestrol and Allergies: It plays an instrumental role in reducing allergies and lowering your cholesterol. It is also effective against common diseases like cough and cold.

Sharpens Memory and reduces strain: This organic herbal tea also helps in sharpening ones memory, regulating their appetite and enhancing their metabolism. On a daily basis this ayurvedic herbal tea relieves stress and strain, helps with digestion, improves blood circulation and maintains vitality.

Complementing the various medical benefits this organic herbal tea is also a beneficial in relaxing the body and putting it at ease after a hectic and busy day. The calming property of this herbal tea serves as an added benefit. These properties ensure the beginning of a healthy life for the consumer. The numerous health benefits that this ayurvedic herbal tea offers is what makes it a healthy and smart choice.

About the Author: Get more information and buy Aarogya Ayurvedic Herbal Tea online at:

kairaliproducts.in/aarogya-tea-100gms.html

Source:

isnare.com

Permanent Link:

isnare.com/?aid=1958023&ca=Wellness%2C+Fitness+and+Diet}

Digest/26December2004

Friday, December 31, 2004

Digest for 26-31 December 2004

< 14 December-25 December 2004 • Index • 1-10 January 2005 >

Articles dated 26 to 31 December 2004 are included in the compilation below.

Retrieved from “https://en.wikinews.org/w/index.php?title=Digest/26December2004&oldid=514184”

Class action launched by Australian bushfire survivors against SP AusNet

Wednesday, February 18, 2009

The largest class action in Victorian history was commenced at the Supreme Court of Victoria on Friday the 13th by Slidders Lawyers against electricity distribution company SP AusNet and the Brumby Government in relation to the Kilmore East fire that became part of the Kinglake complex.

Because of the lawsuit, SP AusNet SPN.AX’s shares on Monday have dropped more than 13.36 per cent or 14.5 cents, to an intra-day low of 94 cents, was at 98.5 cents at 10:38 a.m. local time, before recovering slightly to be 7.5 cents lower at A$1.01 by 1144 AEDT (0003 GMT) or 6.9 percent in Sydney trading. Shares in SP AusNet closed 3.7 percent lower at A$1.045 on Monday.

Power supplier SP AusNet said it has asked the Victoria Court regarding the status of the class action proceedings saying the firm had insurance policies in place consistent with industry standards. “SP AusNet will continue to update the market as further information becomes available,” the company said.

The claim has focused on alleged negligence by SP AusNet in its management of electricity infrastructure. It maintains most of the power lines in eastern Victoria. Its fallen power line is believed to have sparked the blaze that tore through Kinglake, Steels Creek, Strathewen, Humevale, and St Andrews. The plaintiffs include thousands of angry Kinglake farmers, small business owners, tourist operators and residents who lost homes.

Leo Keane, the lead plaintiff in the class action has alleged “SP AusNet owed a duty of care to landowners to operate and manage power lines in a way that limited the risk of damage from bushfires.”

On Thursday Phoenix Taskforce had taken away a section of power line as well as a power pole from near Kilmore East, part of a two-kilometre section of line in Kilmore East that fell during strong winds and record heat about 11am last Saturday. It was believed to have started the fire there, since within minutes a nearby pine forest was ablaze, and within six hours the bushfire had almost obliterated nearly every building in the towns in its path.

“It is believed that the claim will be made on the basis of negligent management of power lines and infrastructure,” Slidders Lawyers partner Daniel Oldham said. The law firm has announced it was helping landowners and leaseholders get compensation for the 2003, 2006, 2007 and 2009 bushfires. “If you have been burnt by the recent bushfires, please register your interest using the form below as soon as possible,” the law firm’s website stated.

The Insurance Council of Australia has placed the cost of the bushfires at about $500 million. “That means keeping electricity lines clear of trees and in a condition that won’t cause fires. They must also have systems in place to identify and prevent risks occurring,” Melbourne barrister Tim Tobin, QC, said. According to the 2006 census, Kinglake had a population of almost 1,500 people.

But SP AusNet’s legal liability has been limited at $100 million under an agreement inked by the former Kennett government with private utility operators, when the former State Electricity Commission was privatized in 1995. Accordingly, the Brumby Government could be legally obliged to pay damages of the differences amounting to hundreds of millions of dollars.

SP AusNet Ltd said some of its electricity assets have been damaged by the Victoria bushfire. “As a preliminary estimate, it is thought that damage has been sustained to approximately one per cent of SP AusNet’s electricity distribution network, mainly distribution poles, associated conductors and pole top transformers,” SP AusNet said in a statement to the Australian Securities Exchange (ASX). It explained that up to 6,000 homes and businesses on its network were without power due to bushfires, including the Kinglake complex fire, Beechworth fire, and fires across Gippsland including Churchill and Bunyip.

SP AusNet said the firm will cooperate fully and will assist in any fire probe. “We stand ready to assist the relevant authorities with their inquiries if it is necessary for us to do so now and in the coming months,” SP Ausnet spokeswoman Louisa Graham said in a statement.

“Our priority is to restore power to fire-affected areas as quickly as possible. We believe the claim is premature and inappropriate … SP AusNet will vigorously defend the claim. If the claim is pursued, SP AusNet advises that it has liability insurance which provides cover for bushfire liability. The company’s bushfire mitigation and vegetation management programmes comply with state regulations and were audited annually by state agencies,” Grahams explained.

Victorian Auditor-General Rob Hulls said “there was an ‘unseemly rush’ by some lawyers to sue before the cause of the fires had been fully investigated.”

“The government body had audited the network’s bushfire risk to make sure required distances between power lines and vegetation were maintained. Power companies had been given a clean bill of health, and electricity firms were judged to be ‘well prepared for the 2008-09 bushfire season.’ There were no regulations applying to the distances between poles supporting electricity lines and spans of one kilometre were not unusual,” a spokesman for Energy Safe Victoria explained.

Christine Nixon, the 19th and current Chief Commissioner of Victoria Police said investigations into the cause of the bushfires were ongoing. “I know people are angry, and so are all of us in this community. But we need to kind of have a sense that the proper processes are in place and we need to go through the investigation and through the court case,” Nixon said. “At this stage we are not able to confirm how it started. I understand there is some legal action that people are taking, but at this stage we’re still investigating its cause. But the whole circumstances of that fire are part of our Taskforce Phoenix, and as we move through that we’ll be able to tell the community more once we’re able to confirm or deny what we think is the cause of these fires,” Nixon added.

On Thursday, two people were arrested in connection with the fires, having been observed by members of the public acting suspiciously in areas between Yea and Seymour; although they were both released without charges laid.

Brendan Sokaluk, age 39, from Churchill in the Gippsland region, was arrested by police at 4pm on Thursday, in relation to the Churchill fires, and was questioned at the Morwell police station. He was charged on Friday with one count each of arson, intentionally lighting a bushfire and possession of child pornography. The arson case relates to 11 of the 21 deaths in the dire Gippsland fire, which devastated 39,000 hectares in the Latrobe Valley, Calignee, Hazelwood Koornalla and Jeeralang. Two teams of Churchill firefighters were almost lost in the inferno that remains out of control.

Mr Sokaluk joined the CFA Churchill brigade in the late 1980s as a volunteer fire fighter, left in the 1990s and attempted to rejoin twice, but was rejected. He failed to appear in Melbourne Magistrate’s Court Monday for a scheduled hearing, since the court reset the committal hearing on May 25. He is represented by lawyer Julian McMahon.

Magistrate John Klestadt has lifted the suppression order which kept the suspect’s identity a secret but identifying photographs were barred from being released. Mr Sokaluk was remanded in protective custody from Morwell to a cell in Melbourne for his own safety amid fears angry prisoners will target him and real risk of vigilante attacks. He faces a maximum sentence of 25 years imprisonment if convicted on the arson charge.

“This is an extraordinary case. The level of emotion and anger and disgust that the alleged offenses have aroused in the community is unprecedented.” Mr Sokaluk’s defense lawyer Helen Spowart argued. The prosecution has moved the Court for more time to prepare its case, saying there would be up to 200 witnesses to interview.

Slater & Gordon has indicated that they were awaiting the report of the to-be-established Royal Commission, expected in late 2010, before initiating any claims.

Armed with a $40 million budget, the Royal Commission’s Chair Justice Bernard Teague will be assisted by former Commonwealth ombudsman Ron McLeod, who led the inquiry into the 2003 Canberra bushfires, and State Services Authority Commissioner Susan Pascoe. The Commission has said its interim report is due on August 17 while the final report will be submitted by July 31, 2010.

Judge Bernard Teague has announced Tuesday he will meet with fire victims and fire authorities within the next two weeks. “We want to do that as soon as possible – probably not next week but starting to have these discussions the week after,” he said.

Julia Eileen Gillard, the Deputy Prime Minister of Australia and deputy leader of the federal Australian Labor Party (ALP) said the federal and Victorian governments would respond quickly to the royal commission’s report. “Everybody who has lived through this experience in Victoria and around the nation has asked the question: ‘Why? What can we do better?’. No one wanted to see the report “as a book on a shelf gathering dust,” she said.

Victoria bushfire experts, led by Forest Fire Victoria – a group of scientists and forestry experts – have condemned the government’s “Living with Fire” policy and the state’s failure to initiate serious fuel-reduction programs. The Victoria government had failed to seriously act on bushfire safety recommendations submitted last June by the Victorian Parliamentary Environment and Natural Resources Committee.

As death toll rises, evidence mounts of lack of planning prior to Australia’s worst bushfire. “Living with Fire” policy means Kinglake fire trucks were dispatched to an earlier fire in Kilmore, leaving Kinglake undefended. “Kinglake was left with no fire brigade and no police. The trucks had been sent to Kilmore. I’ve been in the fire brigade for 10 years. There was always a law—the trucks had to be on the hill. Because of the government we got gutted at Kinglake. They should have been getting generators ahead of the fire—so people would have had a chance of fighting it. As soon as the power went, I couldn’t keep fighting the fire at my place,” Rick and Lauren Watts, and their friend Neil Rao, spoke to the WSWS.

Rick has also criticized the lack of early warning communications systems, since emergency siren warnings in the town had been stopped some years earlier. Humevale resident Sina Imbriano who has six children was angry about the failure of state and federal governments to set up a recommended telephone warning system amid its “stay and defend or go” policy. Bald Spur Road residents Greg Jackson and his wife Fotini said the government’s “stay and defend or go” policy was “fruitless” since the critical issue was early warnings, but “they [the government] just won’t spend the money.”

Also on Friday, five law firms from Victoria’s Western Districts, including Warrnambool-based Maddens Lawyers and Brown & Proudfoot, held a meeting to discuss a potential class action in relation to the Horsham fire, which was also thought to have been started by fallen power pole that burnt vast swathes of land in Mudgegonga and Dederang, Victoria. The lawsuit will also focus on the fire that blackened about 1750 hectares at Coleraine.

Maddens senior attorney Brendan Pendergast said: “We don’t know who the defendant is at this stage. We are unsure who the electrical supplier is for that area but we should know in a few days. There were people who had their homes burnt to the ground and they will need to reconstruct, replace their contents,” he said. Maddens has initiated a register of affected landowners for the recent bushfires, saying the firm has included victims of the Pomborneit fire that burnt almost 1300 hectares in the proposed class action amid the CFA’s statement the blaze could have been deliberately lit.

Frances Esther “Fran” Bailey, Liberal member of the Australian House of Representatives (1990-93 and 1996-present), representing the electorate of McEwen in Victoria said the Country Fire Authority (CFA) had told her one of the power lines had broken before the fire.

“The local CFA [Country Fire Authority] told me on that Saturday, with those very high winds, one of the lines had broken and was whipping against the ground and sparked,” she said. “Whether or not that is the cause of that terrible fire that actually took out Kinglake and maybe Marysville, the investigations will prove that, but we’ve got to do better,” she added.

Victorian Premier John Brumby said the power line claim would be examined as part of the Royal Commission into the bushfire. “No stone will be left unturned. So, I think it’s important the Royal Commission does its work. And, the Royal Commission will, of course, look at all of the factors with the fires,” Mr Brumby said. At least 550 houses were incinerated and 100 people have been killed, leaving more than 1,000 homeless in the Kinglake bushfire and surrounding areas.

SP AusNet – Singapore Power International Pte Ltd is a wholly-owned subsidiary of Singapore Power Limited (51% interest in SP AusNet). SP AusNet’s electricity transmission and distribution networks, along with the gas distribution assets, enable it to deliver a full range of energy-related products and services to industrial and domestic customers in Victoria, Australia.

Singapore Power ( ?????????) is a company which provides electricity and gas transmission, distribution services, and market support services to more than a million customers in Singapore. As the only electricity company in Singapore, and also one of its largest corporation, SP was incorporated as a commercial entity in October 1995 to take over the electricity and gas businesses of the state provider, the Public Utilities Board. Since 1995, Temasek Holdings controls the entire company with a 100% stake. SP is involved in a major investment in Australia‘s Alinta in partnership with Babcock & Brown, after putting up a bid of A$13.9 billion (S$17 billion), beating out a rival bid by Macquarie Bank.

The devastating 2009 Victorian Black Saturday bushfires, a series of more than 400 bushfires across Victoria on February 7 2009, is Australia’s worst-ever bushfire disaster, claiming at least 200 deaths, including many young children, and is expected to pass 300. 100 victims have been admitted to hospitals across Victoria with burns, at least 20 in a critical condition, and 9 on life support or in intensive care. The fires have destroyed at least 1,834 homes and damaged many thousands more. Many towns north-east of Melbourne have been badly damaged or almost completely destroyed, including Kinglake, Marysville, Narbethong, Strathewen and Flowerdale. Over 500 people suffered fire-related injuries and more than 7,000 are homeless. It has scorched more than 1,500 square miles (3,900 square kilometers) of farms, forests and towns.

The Supreme Court of Victoria is the superior court for the State of Victoria, Australia. Founded in 1852, it is a superior court of common law and equity, with unlimited jurisdiction within the state. Those courts lying below it include the County Court of Victoria, the Magistrates’ Court of Victoria and the Victorian Civil and Administrative Tribunal (which is technically not a court, but serves a judicial function). Above it lies the High Court of Australia. This places it around the middle of the Australian court hierarchy.

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The Kinds Of Surgical Methods For Fibroid Removal A Much Better Comprehension

Fibroid removal using surgical procedures is amongst the greatest choice right now. Despite the fact that there are good deals of wholesome therapies that don’t need surgical treatment, nevertheless these techniques should be given consideration.

This is mostly because when a fibroid tumor is acquainted to too many problems and is really severe, natural therapies do not ease the discomfort fast enough. Obviously, not all of the procedures are right for all fibroid. That is why a far better understanding of the forms of surgical procedures should be understood and why we have mentioned them within this write-up.

A. Hysterectomy

[youtube]http://www.youtube.com/watch?v=fjv–faHoxg[/youtube]

This method is the term for removing the uterus and perhaps including the cervix. Without the uterus, there’ll no longer be a spot for the fibroid. This is why it really is a great remedy for fibroid and eliminates the opportunity of the fibroid to grow again. But though it really is a fantastic remedy, woman who undergoes this method will not have the likelihood of getting pregnant. As a result, this sort of alternative should be applied to those who no longer want an infant or are on the menopausal stage.

B. Myomectomy

Unlike the first procedure being mentioned, this one does not take away the possibility of getting pregnant. A female who chooses fibroid removal method might still get pregnant. But you must know that only fifty percent of them who’ve taken this measure had a child. And as with other procedures there are risks that are involved. These risks may include blood transfusion, and as well as scarring that may possibly block the uterus. Additionally the deterioration of the walls of the uterus and restoration of the fibroid tumor might also occur.

C. Embolization

This kind of fibroid removal is focused on shrinking the size of the fibroids. This method is done by means of the installation of a catheter having the goal of preventing blood from going in to the fibroid. Without blood entering the fibroid, the fibroid will not expand.

Those are a few of the surgical options that one can select from in removing fibroid. Finally, it’s always of most importance to ask for a medical expert’s help.

Article Source: sooperarticles.com/health-fitness-articles/women-health-articles/kinds-surgical-methods-fibroid-removal-much-better-comprehension-210245.html

About Author:

Looking for safe treatments for fibroids? Please visit Fibroid Treatment. Shane is a devoted writer who writes for ‘Fibroids Free Forever’. If you are currently amongst the many who are in search for the best fibroids treatment, feel free to visit Fibroid Treatment.  Author: Shane Rodriguez

US Senate passes new bankruptcy bill

Saturday, March 12, 2005

In a vote of 74-25 last Thursday, the US Senate passed a measure that would change bankruptcy laws, making it harder for individuals seeking relief from their debt burden to avoid repayment. Almost twenty Democrats joined Republicans, who currently hold a majority of the seats in the US Senate, in passing the bill.

Lobbyists for credit card companies and financial services firms have worked for the bill during the last two administrations. A similar measure passed both the Senate and House during the previous administration, but then President Bill Clinton pocket-vetoed the measure in 2000.

Democrats sought to soften the bill by allowing bankruptcy filers to negotiate directly with lenders for relief, but the amendments were defeated by the Republican-controlled Senate. Proponents of the bill claim the rise of bankruptcy filings to nearly 1.5 million a year shows that abusers of credit use the filings to shield themselves from irresponsible practices.

“There has been an explosion of bankruptcy,” said Iowa Republican Sen. Charles E. Grassley, the bill’s sponsor. “We preserve the principle of a fresh start, but we also establish a principle that if you have the ability to repay some of your debt, you are not going to get off scot-free.” However, Massachusetts Democratic Sen., Edward M. Kennedy said, “This legislation makes the bankruptcy courts of the United States the collection agency for the credit-card industry.”

The bill impacts a broad spectrum of bankruptcy law, but the most significant impact is on personal bankruptcy filings. Individuals who get behind in repaying credit card debt face high interest charges and stiff late payment fees. By only meeting minimum payment requirements, borrowers remit to the lender over the life of the loan an amount in interest and other fees that can far exceed the value of the principal balance of the loan. This can put consumers who run up high balances on various cards at financial risk of default. Critics of the bill blame these aggressive lending practices as a contributing factor in the rising trend of bankruptcy filings from 1996.

The proposed bill doesn’t only affect debtors with credit card debt.

It also affects debtors who have run up large medical bills.

Patients with a past medical history that disqualifies them from full medical coverage, can easily find themselves facing insurmountable medical bills after just a short stay in the hospital. These individuals will no longer be able to get a fresh start after these personal disasters, and will be forced to live in poverty until they can pay off their medical bills as part of their Chapter 13 filing. (Prior to this bill, they would have been able to file Chapter 7, completely discharging their debt.)

Chapter 7, which accounts for 70% of bankruptcy filings, allows individuals to eliminate most non-secured debts after liquidating assets, with the notable exemption of one’s principle residence in most states. The Senate passed bill would change Chapter 7 eligibility by applying a means-test, where those with a median income higher than the state average would be required to file under Chapter 13 provisions. Under Chapter 13 protection, an individual’s debt is not forgiven; rather it is restructured for payment under more lenient terms.

This was the first major overhaul of federal bankruptcy law in many years.

Under the old bankruptcy law, a personal bankruptcy attorney could not be held financially responsible for his clients mendacity. Under the new bankruptcy law, the bankruptcy attorney is responsible for his client’s lies to the Court about his assets and the bankruptcy attorney and his insurance carrier can be held responsible by the Bankruptcy Court.

The result is that personal bankruptcy attorneys (this does not apply to corporate bankruptcy attorneys) are likely to flee the personal bankruptcy field when the new law takes effect. Their insurance companies will not offer the sort of coverage that they would need to continue to practice.

So when consumers need to file personal bankruptcy under the new law, they will be unlikely to find a bankruptcy attorney to represent them. Consumers will have to file pro se: such consumers will be likely to fail due to the complexity of the law.

The bottom line is that the field of personal bankruptcy law as a practice area of law will cease to exist when the new bankruptcy law takes effect, and consumers will be unable to secure legal counsel and so consumers will lose what legal protections counsel now affords them.

Under the new bankruptcy law about one half million Americans will be forest to pay for at lest 5 years on longer they will be held in servitude as chattel they will be completely subservient to a dominating influence of the company that holds the loan. Their loan will be put on the market for sale for profit. The people will be forced to work harder. People who fail to go to court will have a arrest warrant made out in their name and people who refuseto pay. They will be subject to fines and or jail. About fifty thousand Americans will punished by a fine and or about three thousand Americans every year will go to jail under the new bankruptcy law. For some people this will be a third strike they will be put in jail for life.

The bill has the support of President Bush, and its passage in the House sometime next month seems likely. If enacted into law, lending companies will recover more money on what otherwise would be written off as bad loans. Those persons of median and higher income seeking relief would be required to file under Chapter 13 status and pay up to $100 per month under court imposed conditions. It is expected the proposed changes would cause a sharp increase in filings before the new law could take effect.

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Woman finds human finger in bowl of chili at Wendy’s restaurant

Story sources
  • Maria Alicia Gaura and Dave Murphy. “Wendy’s diner finds human finger in her chili” — San Francisco Chronicle, March 24, 2005
  • Chuck Carroll and Sandra Gonzales. “Exposure to `finger’ in chili would pose little risk, official says” — San Jose Mercury News, March 23, 2005
  • Dan Reed, Knight Ridder Newspapers. “Woman finds human finger in Wendy’s chili” — Kansas City Star, March 23, 2005
  • “Woman Eating Chili Bites Into Human Finger” — Associated Press, March 23, 2005
  • “Diner finds human finger in bowl of chili” — MSNBC, March 24, 2005

Thursday, March 24, 2005

San Jose, California — A woman eating a bowl of chili at a Wendy’s restaurant bit into a chewy bit that turned out to be a human finger. She immediately spat it out, warned other patrons to stop eating, and upon recognizing the object as a finger, vomited.

“I’m more of a Carl’s Jr. person,” the 39-year-old Las Vegas woman, Anna Ayala, told Knight Ridder. She said this incident was her first visit to a Wendy’s restaurant. Ayala described how she found the finger, “Suddenly something crunchy was in my mouth,” she continued, “and I spit it out.”

According to Devina Cordero, 20, after Ayala found the finger, she ran up to her and Cordero’s boyfriend and said, “Don’t eat it! Look, there’s a human finger in our chili.”

“We went up to the counter and they told us it was a vegetable,” Cordero continued. “The people from Wendy’s were poking it with a spoon.”

The restaurant is located at 1405 Monterey Highway, just south of downtown San Jose.

Wikinews reporter David Vasquez drove his car up to the drive-thru menu and found that chili was still on the menu, at a price of US$1.19 for a small serving. He also witnessed workers unloading supplies from a semi-trailer truck in the restaurant’s parking lot, and carting them into the back door of the establishment.

According to Ben Gale, director of environmental health for Santa Clara County, the finger did not come from any of the employees at the restaurant. “We asked everybody to show us they have 10 fingers and everything is OK there,” he said. The found portion of the finger likely belonged to a woman because of its long and manicured fingernail, also found in the food.

Officials seized the food supply at the restaurant and are tracing it back to the manufacturer, where they believe the finger may have gotten mixed in with the raw ingredients used to prepare the chili. The restaurant’s operators were later permitted to re-open after preparing new chili prepared from fresh ingredients.

As this story was filed, there was no mention of the incident on the Wendy’s corporate web site. Wendy’s issued a statement through a spokesman.

“Food safety is of utmost importance to us,” said Wendy’s spokesman Joe Desmond. He referred to the incident as an “unsubstantiated claim.”

“We are cooperating fully with the local police and health departments with their investigation. It’s important not to jump to conclusions. Here at Wendy’s we plan to do right by our customers,” Desmond said.

According to county health officials, the unfortunate woman who bit into the finger is doing fine, despite her initial reaction. Officials also noted that the finger would have been cooked at a high enough temperature to destroy any viruses.

The Santa Clara county medical examiner reported that the finger had a solid fingerprint, although investigators did not say if a search of fingerprint databases would be performed to find the owner of the finger.

This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
This article features first-hand journalism by Wikinews members. See the collaboration page for more details.
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What Does One Gain From A Massage?

Submitted by: Sharon Campbell

You hear people talk about enjoying a good massage and how it can affect one s mood after. They enjoy massage as much as they enjoy eating. It gives them a sense of well-being and they feel that they can tackle any problems that lie ahead. So what exactly is a massage?

The word massage is thought to have come from different languages and each language has its own definition of the word. The French word massage means friction of kneading while the Arabic has the word massa which means to touch, feel or handle. The Latin has also the word massa but it means dough or mass. While the ancient Greek uses anatripsis to mean massage.

Massage manipulates the layers of muscle and connective tissue to enhance their performance and also to help the person relax and have a sense of well-being. The manipulation is systemized and is aimed to normalize the function of the tissues. Massage therapists would use primarily use their hands but would also use their forearms, elbows or feet depending on the type of massage they are doing. The pressure they apply may either be fixed or movable.

[youtube]http://www.youtube.com/watch?v=n9qTkaqf9CE[/youtube]

The therapists are all trained in the art of massage. They are trained to specialize in the art of touch that and to combine science with this knowledge. They all learn specific techniques for different kinds of massage and they use their extraordinary sense of touch so they can determine the right amount of pressure to apply and on how to locate the areas where there is much tension.

Do you notice that your shoulder gets so hard when you are tensed and overworked? That is caused by lactic acid. Lactic acid is a waste product by overworked muscles and once they accumulate in the muscle, they can cause soreness, stiffness and sometimes, muscle spasm.

When one is having a massage, the continuous kneading and application of pressure on the muscles and tissues removes the lactic acid build up and improves circulation. An improved circulation increases the blood flow and brings fresh oxygen to the body tissues. Sufficient amount of oxygen in the body tissues is very important as this can assist in the elimination of waste products, healing is faster after an injury and helps in the recovery from disease.

A regular massage session can promote a sense of general well-being and can boost your self esteem. You will have a more positive outlook in life and you will be more relaxed in your pace. You will generally feel better inside because a regular massage can help in lowering your blood pressure as the blood circulation is improved.

These are just some of the things one can benefit from a regular massage session. If you are doubtful, it is suggested that you try having one. You will see that your body will be more relaxed and supple after a session. You will also find out that you will be able to sleep well as your body is relieved from tension. You will notice a lot of changes in your body but it is not enough to hear about it. The best way to find out is to experience it.

About the Author: Sharon Campbell enjoys writing for Uniformhaven.com which sells

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and

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as well as a host of additional products.

Source:

isnare.com

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