Plane crashes into office block in Austin, Texas/suicide note

This is the online suicide letter authored by Andrew Stack, the man believed to be responsible for flying a light aircraft into a building in Austin, Texas. It was originally posted at Stack’s site, http://embeddedart.com/. The hosting company, T35, took the site offline per an FBI request. The note is reproduced here in its entirety.

If you’re reading this, you’re no doubt asking yourself, “Why did this have to happen?” The simple truth is that it is complicated and has been coming for a long time. The writing process, started many months ago, was intended to be therapy in the face of the looming realization that there isn’t enough therapy in the world that can fix what is really broken. Needless to say, this rant could fill volumes with example after example if I would let it. I find the process of writing it frustrating, tedious, and probably pointless… especially given my gross inability to gracefully articulate my thoughts in light of the storm raging in my head. Exactly what is therapeutic about that I’m not sure, but desperate times call for desperate measures.

We are all taught as children that without laws there would be no society, only anarchy. Sadly, starting at early ages we in this country have been brainwashed to believe that, in return for our dedication and service, our government stands for justice for all. We are further brainwashed to believe that there is freedom in this place, and that we should be ready to lay our lives down for the noble principals represented by its founding fathers. Remember? One of these was “no taxation without representation”. I have spent the total years of my adulthood unlearning that crap from only a few years of my childhood. These days anyone who really stands up for that principal is promptly labeled a “crackpot”, traitor and worse.

While very few working people would say they haven’t had their fair share of taxes (as can I), in my lifetime I can say with a great degree of certainty that there has never been a politician cast a vote on any matter with the likes of me or my interests in mind. Nor, for that matter, are they the least bit interested in me or anything I have to say.

Why is it that a handful of thugs and plunderers can commit unthinkable atrocities (and in the case of the GM executives, for scores of years) and when it’s time for their gravy train to crash under the weight of their gluttony and overwhelming stupidity, the force of the full federal government has no difficulty coming to their aid within days if not hours? Yet at the same time, the joke we call the American medical system, including the drug and insurance companies, are murdering tens of thousands of people a year and stealing from the corpses and victims they cripple, and this country’s leaders don’t see this as important as bailing out a few of their vile, rich cronies. Yet, the political “representatives” (thieves, liars, and self-serving scumbags is far more accurate) have endless time to sit around for year after year and debate the state of the “terrible health care problem”. It’s clear they see no crisis as long as the dead people don’t get in the way of their corporate profits rolling in.

And justice? You’ve got to be kidding!

How can any rational individual explain that white elephant conundrum in the middle of our tax system and, indeed, our entire legal system? Here we have a system that is, by far, too complicated for the brightest of the master scholars to understand. Yet, it mercilessly “holds accountable” its victims, claiming that they’re responsible for fully complying with laws not even the experts understand. The law “requires” a signature on the bottom of a tax filing; yet no one can say truthfully that they understand what they are signing; if that’s not “duress” than [sic] what is. If this is not the measure of a totalitarian regime, nothing is.

How did I get here?

My introduction to the real American nightmare starts back in the early ‘80s. Unfortunately after more than 16 years of school, somewhere along the line I picked up the absurd, pompous notion that I could read and understand plain English. Some friends introduced me to a group of people who were having ‘tax code’ readings and discussions. In particular, zeroed in on a section relating to the wonderful “exemptions” that make institutions like the vulgar, corrupt Catholic Church so incredibly wealthy. We carefully studied the law (with the help of some of the “best”, high-paid, experienced tax lawyers in the business), and then began to do exactly what the “big boys” were doing (except that we weren’t steeling [sic] from our congregation or lying to the government about our massive profits in the name of God). We took a great deal of care to make it all visible, following all of the rules, exactly the way the law said it was to be done.

The intent of this exercise and our efforts was to bring about a much-needed re-evaluation of the laws that allow the monsters of organized religion to make such a mockery of people who earn an honest living. However, this is where I learned that there are two “interpretations” for every law; one for the very rich, and one for the rest of us… Oh, and the monsters are the very ones making and enforcing the laws; the inquisition is still alive and well today in this country.

That little lesson in patriotism cost me $40,000+, 10 years of my life, and set my retirement plans back to 0. It made me realize for the first time that I live in a country with an ideology that is based on a total and complete lie. It also made me realize, not only how naive I had been, but also the incredible stupidity of the American public; that they buy, hook, line, and sinker, the crap about their “freedom”… and that they continue to do so with eyes closed in the face of overwhelming evidence and all that keeps happening in front of them.

Before even having to make a shaky recovery from the sting of the first lesson on what justice really means in this country (around 1984 after making my way through engineering school and still another five years of “paying my dues”), I felt I finally had to take a chance of launching my dream of becoming an independent engineer.

On the subjects of engineers and dreams of independence, I should digress somewhat to say that I’m sure that I inherited the fascination for creative problem solving from my father. I realized this at a very young age.

The significance of independence, however, came much later during my early years of college; at the age of 18 or 19 when I was living on my own as student in an apartment in Harrisburg, Pennsylvania. My neighbor was an elderly retired woman (80+ seemed ancient to me at that age) who was the widowed wife of a retired steel worker. Her husband had worked all his life in the steel mills of central Pennsylvania with promises from big business and the union that, for his 30 years of service, he would have a pension and medical care to look forward to in his retirement. Instead he was one of the thousands who got nothing because the incompetent mill management and corrupt union (not to mention the government) raided their pension funds and stole their retirement. All she had was social security to live on.

In retrospect, the situation was laughable because here I was living on peanut butter and bread (or Ritz crackers when I could afford to splurge) for months at a time. When I got to know this poor figure and heard her story I felt worse for her plight than for my own (I, after all, I thought I had everything to in front of me). I was genuinely appalled at one point, as we exchanged stories and commiserated with each other over our situations, when she in her grandmotherly fashion tried to convince me that I would be “healthier” eating cat food (like her) rather than trying to get all my substance from peanut butter and bread. I couldn’t quite go there, but the impression was made. I decided that I didn’t trust big business to take care of me, and that I would take responsibility for my own future and myself.

Return to the early ‘80s, and here I was off to a terrifying start as a ‘wet-behind-the-ears’ contract software engineer… and two years later, thanks to the fine backroom, midnight effort by the sleazy executives of Arthur Andersen (the very same folks who later brought us Enron and other such calamities) and an equally sleazy New York Senator (Patrick Moynihan), we saw the passage of 1986 tax reform act with its section 1706.

For you who are unfamiliar, here is the core text of the IRS Section 1706, defining the treatment of workers (such as contract engineers) for tax purposes. Visit this link for a conference committee report (http://www.synergistech.com/1706.shtml#ConferenceCommitteeReport) regarding the intended interpretation of Section 1706 and the relevant parts of Section 530, as amended. For information on how these laws affect technical services workers and their clients, read our discussion here (http://www.synergistech.com/ic-taxlaw.shtml).

SEC. 1706. TREATMENT OF CERTAIN TECHNICAL PERSONNEL.

(a) IN GENERAL – Section 530 of the Revenue Act of 1978 is amended by adding at the end thereof the following new subsection:

(d) EXCEPTION. – This section shall not apply in the case of an individual who pursuant to an arrangement between the taxpayer and another person, provides services for such other person as an engineer, designer, drafter, computer programmer, systems analyst, or other similarly skilled worker engaged in a similar line of work.

(b) EFFECTIVE DATE. – The amendment made by this section shall apply to remuneration paid and services rendered after December 31, 1986.

Note:

· “another person” is the client in the traditional job-shop relationship.

· “taxpayer” is the recruiter, broker, agency, or job shop.

· “individual”, “employee”, or “worker” is you.

Admittedly, you need to read the treatment to understand what it is saying but it’s not very complicated. The bottom line is that they may as well have put my name right in the text of section (d). Moreover, they could only have been more blunt if they would have came out and directly declared me a criminal and non-citizen slave. Twenty years later, I still can’t believe my eyes.

During 1987, I spent close to $5000 of my ‘pocket change’, and at least 1000 hours of my time writing, printing, and mailing to any senator, congressman, governor, or slug that might listen; none did, and they universally treated me as if I was wasting their time. I spent countless hours on the L.A. freeways driving to meetings and any and all of the disorganized professional groups who were attempting to mount a campaign against this atrocity. This, only to discover that our efforts were being easily derailed by a few moles from the brokers who were just beginning to enjoy the windfall from the new declaration of their “freedom”. Oh, and don’t forget, for all of the time I was spending on this, I was loosing income that I couldn’t bill clients.

After months of struggling it had clearly gotten to be a futile exercise. The best we could get for all of our trouble is a pronouncement from an IRS mouthpiece that they weren’t going to enforce that provision (read harass engineers and scientists). This immediately proved to be a lie, and the mere existence of the regulation began to have its impact on my bottom line; this, of course, was the intended effect.

Again, rewind my retirement plans back to 0 and shift them into idle. If I had any sense, I clearly should have left abandoned engineering and never looked back.

Instead I got busy working 100-hour workweeks. Then came the L.A. depression of the early 1990s. Our leaders decided that they didn’t need the all of those extra Air Force bases they had in Southern California, so they were closed; just like that. The result was economic devastation in the region that rivaled the widely publicized Texas S&L fiasco. However, because the government caused it, no one gave a shit about all of the young families who lost their homes or street after street of boarded up houses abandoned to the wealthy loan companies who received government funds to “shore up” their windfall. Again, I lost my retirement.

Years later, after weathering a divorce and the constant struggle trying to build some momentum with my business, I find myself once again beginning to finally pick up some speed. Then came the .COM bust and the 911 nightmare. Our leaders decided that all aircraft were grounded for what seemed like an eternity; and long after that, ‘special’ facilities like San Francisco were on security alert for months. This made access to my customers prohibitively expensive. Ironically, after what they had done the Government came to the aid of the airlines with billions of our tax dollars … as usual they left me to rot and die while they bailed out their rich, incompetent cronies WITH MY MONEY! After these events, there went my business but not quite yet all of my retirement and savings.

By this time, I’m thinking that it might be good for a change. Bye to California, I’ll try Austin for a while. So I moved, only to find out that this is a place with a highly inflated sense of self-importance and where damn little real engineering work is done. I’ve never experienced such a hard time finding work. The rates are 1/3 of what I was earning before the crash, because pay rates here are fixed by the three or four large companies in the area who are in collusion to drive down prices and wages… and this happens because the justice department is all on the take and doesn’t give a fuck about serving anyone or anything but themselves and their rich buddies.

To survive, I was forced to cannibalize my savings and retirement, the last of which was a small IRA. This came in a year with mammoth expenses and not a single dollar of income. I filed no return that year thinking that because I didn’t have any income there was no need. The sleazy government decided that they disagreed. But they didn’t notify me in time for me to launch a legal objection so when I attempted to get a protest filed with the court I was told I was no longer entitled to due process because the time to file ran out. Bend over for another $10,000 helping of justice.

So now we come to the present. After my experience with the CPA world, following the business crash I swore that I’d never enter another accountant’s office again. But here I am with a new marriage and a boatload of undocumented income, not to mention an expensive new business asset, a piano, which I had no idea how to handle. After considerable thought I decided that it would be irresponsible NOT to get professional help; a very big mistake.

When we received the forms back I was very optimistic that they were in order. I had taken all of the years information to Bill Ross, and he came back with results very similar to what I was expecting. Except that he had neglected to include the contents of Sheryl’s unreported income; $12,700 worth of it. To make matters worse, Ross knew all along this was missing and I didn’t have a clue until he pointed it out in the middle of the audit. By that time it had become brutally evident that he was representing himself and not me.

This left me stuck in the middle of this disaster trying to defend transactions that have no relationship to anything tax-related (at least the tax-related transactions were poorly documented). Things I never knew anything about and things my wife had no clue would ever matter to anyone. The end result is… well, just look around.

I remember reading about the stock market crash before the “great” depression and how there were wealthy bankers and businessmen jumping out of windows when they realized they screwed up and lost everything. Isn’t it ironic how far we’ve come in 60 years in this country that they now know how to fix that little economic problem; they just steal from the middle class (who doesn’t have any say in it, elections are a joke) to cover their asses and it’s “business-as-usual”. Now when the wealthy fuck up, the poor get to die for the mistakes… isn’t that a clever, tidy solution.

As government agencies go, the FAA is often justifiably referred to as a tombstone agency, though they are hardly alone. The recent presidential puppet GW Bush and his cronies in their eight years certainly reinforced for all of us that this criticism rings equally true for all of the government. Nothing changes unless there is a body count (unless it is in the interest of the wealthy sows at the government trough). In a government full of hypocrites from top to bottom, life is as cheap as their lies and their self-serving laws.

I know I’m hardly the first one to decide I have had all I can stand. It has always been a myth that people have stopped dying for their freedom in this country, and it isn’t limited to the blacks, and poor immigrants. I know there have been countless before me and there are sure to be as many after. But I also know that by not adding my body to the count, I insure nothing will change. I choose to not keep looking over my shoulder at “big brother” while he strips my carcass, I choose not to ignore what is going on all around me, I choose not to pretend that business as usual won’t continue; I have just had enough.

I can only hope that the numbers quickly get too big to be white washed and ignored that the American zombies wake up and revolt; it will take nothing less. I would only hope that by striking a nerve that stimulates the inevitable double standard, knee-jerk government reaction that results in more stupid draconian restrictions people wake up and begin to see the pompous political thugs and their mindless minions for what they are. Sadly, though I spent my entire life trying to believe it wasn’t so, but violence not only is the answer, it is the only answer. The cruel joke is that the really big chunks of shit at the top have known this all along and have been laughing, at and using this awareness against, fools like me all along.

I saw it written once that the definition of insanity is repeating the same process over and over and expecting the outcome to suddenly be different. I am finally ready to stop this insanity. Well, Mr. Big Brother IRS man, let’s try something different; take my pound of flesh and sleep well.

The communist creed: From each according to his ability, to each according to his need.

The capitalist creed: From each according to his gullibility, to each according to his greed.

Joe Stack (1956-2010)

02/18/2010

French campaigning film director René Vautier dies

Monday, January 5, 2015

René Vautier, the self-described “most censored director in France”, died yesterday aged 86.

Vautier focused on French colonies. He made over 150 films and targeted what he described as “lack of teachers and doctors, the crimes committed by the French Army in the name of France, the instrumentalization of the colonized peoples”. One topic of particular focus was the war in Algeria. Between 1954 and 1962 Algerians fought for, and won, their independence from France.

His work on the conflict included Algeria in Flames in 1958 and 20 Years in Aures, which also investigated post-conflict Algeria and won 1972’s international critics’ award at the Cannes Film Festival. That film looked at killings by young French conscripts.

In 1950 he was imprisoned in France for a year for, amongst other things, unauthorised filming in Upper Volta, a colonial region that became Burkina Faso. His footage was seized but he salvaged sufficient material to make Afrique 50, a seventeen-minute work that was banned in France until 1990.

His work in the 60s and 70s looked at racism in former Rhodesia, which is now Zimbabwe, and in South Africa. He compared his investigative footage with the official position of local authorities. In 1974 he co-directed Human, Too Human, an almost-unspoken film depicting Citroen car manufacture in France.

Other topics he covered include pollution, women’s rights, and the French far-right.

Vautier’s achievements outside of directing include a hunger strike in 1973 against what he viewed as political censorship. French law was changed. His activism went back to age 15 when he joined the French Resistance during World War II. He documented himself in a 1998 book. In the 1960s he headed back to newly-independent Algeria to teach film directing.

Vautier himself was trained at the Advanced Institute for Cinemagraphic Studies, in Paris.

Google starts prefetching top search results for Mozilla and Firefox browsers

Friday, April 1, 2005 Google engineer Reza Behforooz announced in a Google blog entry on March 30 that search engine Google has enabled “link prefetching” for some of their search results. The link prefetching has not been standardized, but it can enable faster page loading of Google search results in Mozilla and Firefox browsers that have the feature enabled.

When Google determines a user has a high likelihood of clicking on a search result, Google inserts a tag into the results they send out in response to a search. Some browsers can then preload that page, so in the event the user does select the page, it loads very quickly.

For example, a Google search for “wikipedia” today by Pingswept yielded an HTML page with this code included:

<link rel="prefetch" href="http://en.wikipedia.org/wiki/Main_Page">

While not a formal benchmark, in casual testing by Pingswept, Firefox 1.0.2 loaded the Wikipedia main page in about half the time when the page had been link prefetched, as opposed to when it had not been. The load times were approximately 1.5 seconds and 3 seconds respectively. Internet Explorer 6.0 loaded the same page in slightly less than 3 seconds.

Users who want to disable prefetching in Firefox can do the following:

  1. Type “about:config” in the address bar.
  2. Scroll down to the setting “network.prefetch-next”.
  3. Right-click on the value and click “Toggle”.

Israeli PM Ariel Sharon to undergo more surgery

Sunday, January 15, 2006

Ariel Sharon, 77, is scheduled to undergo a tracheotomy today, which is expected to help wean him off a respirator, which is helping him to breathe, a hospital statement said.

A tracheotomy is a procedure where an incision in the windpipe is made to create a temporary or permanent opening. It will allow for the removal of the breathing tube now inserted in Sharon’s throat. Sharon suffered a major stroke on January 4, 2006. Last week, doctors said the plastic tube connecting his windpipe with the respirator would start to cause him damage if left in for too long.

Tracheotomies are routinely performed on stroke victims to reduce the risk of infection posed by intubation.

“The prime minister’s condition continues to remain critical but stable,” said a statement issued by Jerusalem’s Hadassah hospital where doctors have been trying, unsuccessfully, to wake Sharon from a medically induced coma. “This evening the prime minister will undergo a CT test after which he will undergo a tracheotomy. The surgery is aimed at helping to wean him off a respirator machine. It will be conducted in the operating room under general anaesthesia.”

US: Evidentiary documents released in Golden State Killer case

Friday, June 1, 2018

On Friday, the Sacramento, California County Superior Court in the United States, with Judge Michael Sweet presiding, publicly released approximately 123 heavily redacted pages from an 800 page document related to the trial of 72-year-old Joseph DeAngelo, in the Golden State Killer (GSK) case. The high-profile case prompted the defense to motion delaying the release on the grounds of jury tainting.

From 1974 to 1986, there were 12 murders, 45 rapes, and 120 burglaries ascribed to the GSK. Many of these crimes were initially attributed to separate suspects, and California investigators coined such nicknames as “East Area Rapist,” “Original Night-stalker,” “Visalli Ransacker,” and “Diamond Knot Killer.” All these identities were later determined to be the GSK. DeAngelo is currently being charged with first degree murder with special circumstances, and is being further investigated for the 1975 first degree murder of Claude Snelling.

GSK’s alleged victims include 18-year-old Janelle Lisa Cruz on May 4, 1986; 35-year-old Cheri Domingo on July 27, 1981; 27-year-old Greg Sanchez on July 27, 1981; 24-year-old Keith Harrington on August 21, 1975; 27-year-old Patti Harrington on August 21, 1975; 21-year-old Brian Maggiore on February 2, 1978; 20-year-old Katie Maggiore on February 2, 1978; 44-year-old Dr. Robert Offerman on December 30, 1979; 35-year-old Debra Manning on December 30, 1979; 35-year-old Lyman Smith on March 13, 1980; 33-year-old Charlene Smith on March 13, 1980; 45-year-old Claude Snelling on September 11, 1975; and 28-year-old Manuela Witthuhn on February 5, 1981.

Law enforcement used DNA and other evidence to link the twelve known murders attributed to the GSK to suspect DeAngelo. Any DNA from rape kits and burglaries that predates 1970 is only admissible in court for murder cases because of California’s statute of limitations. The DNA evidence allegedly implicating DeAngelo was not found through the Federal Bureau of Investigation (FBI)’s Combined DNA Index System (CODIS) database, which catalogs 20 sections of DNA from local, state, federal, and some international agencies making a unique profile for 16 million individuals, but CODIS did rule out other GSK suspects, like Paul “Cornfed” Schneider and Joe Alsip.

Instead, law enforcement used a nuance investigative technique, comparing GSK’s DNA profile against the open-sourced GEDmatch’s genealogical DNA database. The GEDmatch’s database flagged a GSK blood relative and, with other evidence, DeAngelo was suspected of being involved with GSK’s crimes. The genealogical website methodology is not unique to the GSK case. GEDmatch’s database was also used to identify 51-year-old William Earl Talbott II in the 1987 rape and homicide of Jay Cook (20) and Tanya Van Cuylenborg (18) in Seattle, Washington.

The newly released documents reveal DeAngelo’s DNA was not collected via a warrant but rather from the door handle of his personal vehicle as he was shopping in a local Hobby Lobby on April 18. A secondary sample was collected from a tissue found in the garbage on April 23. The door handle and tissue DNA were compared to a semen sample from a known GSK murder that had been confirmed using the CODIS’s 20 section DNA profile standard. On April 24, DeAngelo was arrested for the twelve GSK murders. A warrant for DeAngelo’s Citrus Heights, California residence disclosed dozens of wedding rings, photographs, driver’s licenses, and other objects allegedly taken from victims as trophies.

Public defender David Lynch, tasked with defending DeAngelo, motioned for the 800 documents to be sealed until trial to prevent the jury from becoming tainted. Lynch has also questioned the validity of certain search warrants for undisclosed reasons. Prosecutors from Sacramento, Ventura, Orange, and Santa Barbara counties have not determined the best way to prosecute DeAngelo considering the complexity, age, and multiple jurisdictions of the case.

DeAngelo was, until 1979, a police officer in small California towns. After allegedly stealing a hammer and dog repellent, DeAngelo was subsequently fired from the Auburn, California police force. He later became a truck mechanic near Sacramento.

[edit]

Olympic highlights: August 21, 2008

Thursday, August 21, 2008

August 21, 2008 is the 12th major day of the 2008 Olympic games. The below article lists some of the highlights.

Contents

  • 1 Events
    • 1.1 Women’s 20km walk
    • 1.2 Star class sailing
    • 1.3 Tornado class sailing
    • 1.4 Men’s marathon 10 km swimming
    • 1.5 Women’s beach volleyball
    • 1.6 Men’s 400 meters sprint
    • 1.7 Women’s 200m sprint
    • 1.8 Men’s Triple Jump
  • 2 Medal Table
  • 3 Sources

Olga Kaniskina, who represents Russia, has set a new Olympic record in the women’s 20km walk with her time of 1 hour and 36 minutes. After the race Kaniskina said that the weather did not affect the record.

“I think my regular training is the most important factor contributing to my victory,” she said, explaining the factors that she believes led her to victory.

Britons Iain Percy and Andy Simptson won the gold medal in the star class sailing event after a successful performance in the final round, which took place today. The pair started today in silver medal position, and gained one place in the final round to win the gold medal.

Spanish Fernando Echavarri and Anton Paz won an Olympic gold medal in Sailing’s fast Tornado catamaran class. Darren Bundock and Glenn Ashby from Australia finished in second place and the Argentinean pair of Santiago Lange and Carlos Espinola won the bronze medal.

Maarten van der Weijden, a long distance swimmer from the Netherlands, beat the favorites in the men’s marathon 10 km swimming event to secure the gold medal with a time of 1:51:51.6. David Davies, who was one of the favourites to win the gold medal, was overtaken by Weijden in the final 500 metres of the race.

Davies finished 1.5 seconds behind Weijden.

Misty May-Treanor and Kerri Walsh won the Olympic gold medal for the United States in the women’s beach volleyball competition by winning every set in the final against the Chinese Tian Jia and Wang Jie.

Both sets were won 21-18.

American LaShawn Merritt won the final of the Men’s 400 meters in an event which saw all three of the medals going to the American team.

Jamaican Veronica Campbell-Brown won the gold medal in the final of the women’s 200m sprint with a time of 21.74 seconds.

Allyson Felix, the defending Olympic champion, who was representing United States, won the silver medal, with her time being approximately 0.2 seconds behind the time of the winner.

Nelson Evora won the men’s triple jump at the 2008 Beijing Summer Olympics. Evora won the gold medal with a jump of 17.67 meters beating silver medalist Phillips Idowu of Great Britain by 5 centimeters (17.62 meters). Leevan Sanders of the Bahamas won the bronze medal with a triple jump of 17.59 meters. link Nelson Evora of Portugal Wins Men’s Triple Jump Gold Medal


Medal Count update

What To Do With Your Merchant Cash Advance

What to do with your Merchant Cash Advance

by

cash fund

If you have already gotten a

merchant cash advance

or are considering applying for one you may have discovered that the money isn t exactly free.

You have likely turned to a cash advance merchant because you were denied a traditional loan or maybe because your business did not have the time it often takes for a bank to approve your loan. Regardless, it is important to get the most of your merchant cash advance.

It may be fairly apparent that you should not use your cash advance for frivolous items that won t help your business, but you might be surprised at how many business owners do this. Spending your merchant cash advance on something that will not improve your business is obviously not very smart. It is important to keep records of what you spend and how you spend it.

[youtube]http://www.youtube.com/watch?v=OA7emV5mC8E[/youtube]

Consider these ideas to make the most of your merchant cash advance;

1.Increase your marketing to gain new customers

2.Update your business by remodeling it bring in new customers.

3.Nothing slows a business down like old equipment. Upgrade your equipment to save time and money and make you more competitive long term.

4.You can save a lot of money by buying inventory in bulk. The money you save alone could cover the cost of your merchant cash advance.

5.If you find that you are getting impossibly far behind on bills using a cash advance to pay some things off could save your business.

If you are trying to grow your business but having a difficult time coming up with the money a merchant cash advance might help you make it happen.

There are many benefits to a merchant cash advance that help make it a great way to grow your business. Not only are there no fixed payments to worry about, but there is not a fixed repayment timeline. If your advance helps you increase your sales, your loan can be paid off quickly, and if sales remain the same, you will have more time for repayment.

Finding ways to expand your business is important for survival, but finding the finds to do so can be difficult. If you want a solution that works for your needs, consider a merchant cash advance. If you accept credit cards at your business and utilize our merchant account services, talk to a

cash advance merchant

to find out some of the options available for your business. For many businesses that want to expand in the current economy, merchant cash advance services may be the best way to go.

CashFund provide merchant accounts to allow acceptance of credit and debit cards, offer a wide variety of hardware and software terminals (both wired and wireless), develop integrated cash register solutions, and can even fund your business up to $500,000!

Article Source:

ArticleRich.com

Chula Vista, California becomes model for blight control laws in the US

Tuesday, October 14, 2008

The San Diego, California suburb of Chula Vista has responded to the recent housing crisis with an aggressive blight control ordinance that compels lenders to maintain the appearance of vacant homes. As foreclosures increase both locally and throughout the United States, the one year old ordinance has become a model for other cities overwhelmed by the problem of abandoned homes that decay into neighborhood eyesores.

Chula Vista city code enforcement manager Doug Leeper told the San Diego Union Tribune that over 300 jurisdictions have contacted his office during the past year with inquiries about the city’s tough local ordinance. Coral Springs, Florida, and California towns Stockton, Santee, Riverside County, and Murietta have all modeled recently enacted anti-blight measures after Chula Vista’s. On Wednesday, 8 October, the Escondido City Council also voted to tighten local measures making lenders more accountable for maintenance of empty homes.

Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.

Under the Chula Vista ordinance lenders become legally responsible for upkeep as soon as a notice of mortgage default gets filed on a vacant dwelling, before actual ownership of the dwelling returns to the lender. Leeper regards that as “the cutting-edge part of our ordinance”. Chula Vista also requires prompt registration of vacant homes and applies stiff fines as high as US$1000 per day for failure to maintain a property. Since foreclosed properties are subject to frequent resale between mortgage brokers, city officials enforce the fines by sending notices to every name on title documents and placing a lien on the property, which prevents further resale until outstanding fines have been paid. In the year since the ordinance went into effect the city has applied $850,000 in fines and penalties, of which it has collected $200,000 to date. The city has collected an additional $77,000 in registration fees on vacant homes.

Jolie Houston, an attorney in San Jose, believes “Lenders will respond when it costs them less to maintain the property than to ignore local agency requirements.” Traditionally, local governments have resorted to addressing blight problems on abandoned properties with public funds, mowing overgrown lawns and performing other vital functions, then seeking repayment afterward. Chula Vista has moved that responsibility to an upfront obligation upon lenders.

That kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.

As one of the fastest growing cities in the United States during recent years, Chula Vista saw 22.6% growth between 2000 and 2006, which brought the city’s population from 173,556 in the 2000 census to an estimated 212,756, according to the U.S. Census Bureau. Chula Vista placed among the nation’s 20 fastest growing cities in 2004. A large proportion of local homes were purchased during the recent housing boom using creative financing options that purchasers did not understand were beyond their means. Average home prices in San Diego County declined by 25% in the last year, which is the steepest drop on record. Many homeowners in the region currently owe more than their homes are worth and confront rising balloon payment mortgages that they had expected to afford by refinancing new equity that either vanished or never materialized. In August 2008, Chula Vista’s eastern 91913 zip code had the highest home mortgage default rate in the county with 154 filings and 94 foreclosures, an increase of 154% over one year previously. Regionally, the county saw 1,979 foreclosures in August.

Professionals from the real estate and mortgage industries object to Chula Vista’s response to the crisis for the additional burdens it places on their struggling finances. Said San Diego real estate agent Marc Carpenter, “that kind of measure will add additional costs to banks that have been hit really hard already and ultimately the cost will be transferred down to consumers and investors.” Yet city councils in many communities have been under pressure to do something about increasing numbers of vacant properties. Concentrations of abandoned and neglected homes can attract vandals who hasten the decline of struggling neighborhoods. Jolie Houston explained that city officials “can’t fix the lending problem, but they can try to prevent neighborhoods from becoming blighted.”

HAVE YOUR SAY
Does Chula Vista’s solution save neighborhoods or worsen the financial crisis?
Add or view comments

CEO Robert Klein of Safeguard, a property management firm, told the Union Tribune that his industry is having difficulty adapting to the rapidly changing local ordinances. “Every day we discover a new ordinance coming out of somewhere”, he complained. Dustin Hobbs, a spokesman from the California Association of Mortgage Bankers agreed that uneven local ordinances are likely to increase the costs of lending. Hobbs advised that local legislation is unnecessary due to California State Senate Bill 1137, which was recently approved to address blight. Yet according to Houston, the statewide measure falls short because it fails to address upkeep needs during the months between the time when foreclosure begins and when the lender takes title.

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‘Bloody Sunday Inquiry’ publishes report into British Army killing of activists in Northern Ireland

Thursday, June 17, 2010

File:Civil Rights Mural SMC May 2007.jpg

On Tuesday, the “Bloody Sunday Inquiry” published its report into 1972 British Army killing of fourteen civil rights activists in Northern Ireland.

The Saville Inquiry, a twelve-year-long public inquiry into the fatal shooting, published their 5,000-page report; stating, the deaths were “unjustified”.

The events of “Bloody Sunday” in 1972 saw soldiers open fire on civilians during a civil rights march. Family members and supporters of the victims reacted positively to the report, as they gathering outside the Guildhall in Derry.

“What happened on Bloody Sunday was both unjustified and unjustifiable. It was wrong”, British Prime Minister David Cameron told the House of Commons. He also said, “[t]he Government is ultimately responsible for the conduct of the armed forces, and for that, on behalf of the Government, indeed on behalf of our country, I am deeply sorry”, and that “[t]here is no doubt. There’s nothing equivocal, there are no ambiguities”.

Cameron said the Saville report states that those killed did not pose a threat and some of those killed and injured were clearly fleeing or going to help those injured or dying. Some of the key findings were;

  • “The firing by soldiers of 1 Para caused the deaths of 13 people and injury to a similar number, none of whom was posing a threat of causing death or serious injury”;
  • “Despite the contrary evidence given by soldiers, we have concluded that none of them fired in response to attacks or threatened attacks by nail or petrol bombers”;
  • Accounts by soldiers were rejected and some had “knowingly put forward false accounts”;
  • The paratroopers shot first and later members of the official IRA fired a number of shots but this “did not provide an explanation for why soldiers targeted and hit people”;
  • Northern Ireland’s Deputy First Minister, Martin McGuinness of Sinn Fein, was “probably armed with a sub-machine gun” on the day, but did not engage in “any activity that provided any of the soldiers with any justification for opening fire”.

Twenty-seven civil rights activists were shot by the British Army’s Parachute Regiment (of which “1 Para” was identified as the regiment mainly responsible) during an illegal Northern Ireland Civil Rights Association (NICRA) march in the Bogside area of Derry in 1972. The NICRA was an organisation, formed in early 1967, which campaigned against discrimination of the Roman Catholic minority in Northern Ireland and had five key demands: “one man, one vote”; an end to gerrymandering, housing discrimination, public authority discrimination and the abolition of the B Specials police reserve.

In the aftermath of Bloody Sunday, an inquiry by the Lord Chief Justice, Lord Widgery, justified British army actions on the day and claimed that many of the activists were armed with guns and nail bombs. Social Democratic and Labour Party (SDLP) leader MP Mark Durkan said, “[t]he families have waited a long time for justice and for a long time the reputations and innocence of their loved ones have been smeared by the findings of Widgery”.

The shootings lead to the strengthening of Irish republicans’ anti-British army arguments in the Nationalist community and provided the Provisional Irish Republican Army (IRA) with queues of new recruits for its “long war”, which resulted in 30 years of The Troubles.

HAVE YOUR SAY
Do you think the Saville Inquiry will help or hinder the peace process?
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The 12-year inquiry is the longest-running and most expensive public inquiry in British judicial history, costing around £200 million. Around 2,500 people gave testimony, including 505 civilians, nine experts and forensic scientists, 49 journalists, 245 military personnel, 35 paramilitaries or former paramilitaries, 39 politicians and civil servants, seven priests and 33 Royal Ulster Constabulary officers. Evidence included 160 volumes of data with an estimated 30 million words, 13 volumes of photographs, 121 audio tapes and 10 video tapes.

The victims included Patrick Doherty (32), Hugh Gilmour (17), Jackie Duddy (17), John Young (17), Kevin McElhinney (17), Michael Kelly (17), Gerald Donaghey (17), William Nash (19), Michael McDaid (20), Jim Wray (22), William McKinney (27) and Bernard “Barney” McGuigan (41). John Johnston (59) died four months later.